LEGAL

Terms of Service

Effective Date: January 1, 2026  ·  Last Updated: April 17, 2026  ·  Honorable Memorial Insurance Agency, LLC

Agreement to Terms

This website (the “Site”) is owned and operated by Honorable Memorial Insurance Agency, LLC (“we,” “us,” or “our”). By using the Site, you agree to be bound by these Terms of Service, our Privacy Policy, and any additional terms that may apply. Accessing the Site in any manner constitutes your agreement to be bound by these Terms.

Section 01

SMS Messaging Terms & Compliance

Program Description:

This messaging program sends lead qualification, appointment confirmation, and follow-up messages to individuals who have requested information about Veterans burial benefits and pre-need funeral planning through our website at honorablememorial.com, consent form at honorablememorial-consent.carrd.co, or Facebook Lead Ads, and have explicitly opted in to receive SMS notifications via a dedicated unchecked checkbox for SMS consent.

Support Information:

If you experience issues with the messaging program, reply with the keyword HELP for assistance, or contact us at Marc.sarner@honorablememorial.com or call (855) 920-7233 during business hours.

Carrier Liability:

Carriers are not liable for delayed or undelivered messages.

Message & Data Rates:

Message and data rates may apply. Message frequency varies based on your service usage and interactions. For questions about your text plan contact your wireless provider.

Supported Carriers:

Our SMS program works with all major U.S. wireless carriers including AT&T, T-Mobile, Verizon, Sprint, Boost Mobile, MetroPCS, and most regional carriers.

Age Restriction:

You must be 18 years or older to participate in our SMS program.

Privacy Policy:

For privacy-related inquiries please refer to our Privacy Policy at honorablememorial.com/privacy-policy.

We comply with all applicable laws and regulations including the Telephone Consumer Protection Act (TCPA) and CTIA guidelines regarding the use of SMS communications.

SMS Consent & Opt-In

By checking the SMS consent checkbox on our contact form or Facebook Lead Ad, you expressly consent to receive automated text messages from Honorable Memorial for the purpose of lead qualification and appointment scheduling. Consent is not a condition of purchase.

Section 02

General Terms

We reserve the right to change these Terms of Service or to impose new conditions on the use of the Site from time to time, in which case we will post the revised Terms on this website. By continuing to use the Site after we post any such changes, you accept the Terms of Service as modified.

Section 03

Intellectual Property Rights

Our Limited License to You:

This Site and all materials available on the Site are the property of Honorable Memorial Insurance Agency, LLC and are protected by copyright, trademark, and other intellectual property laws. The Site is provided solely for your personal non-commercial use.

You may not use the Site or its materials in a manner that constitutes an infringement of our rights or that has not been authorized by us. Unless explicitly authorized, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works, exploit, or distribute in any manner any material from the Site. You may download or print one copy of individual pages for personal, non-commercial use provided you keep intact all copyright and proprietary notices.

Your License to Us:

By posting or submitting any material to us via the Site, you represent that you own the material or have obtained the necessary permissions. You grant us a royalty-free, perpetual, irrevocable, non-exclusive, worldwide license to use, modify, transmit, sell, exploit, create derivative works from, distribute, and publicly perform or display such material.

Section 04

Disclaimers

Throughout the Site we may provide links to Internet sites maintained by third parties. Our linking to such sites does not imply an endorsement or sponsorship of such sites or the information, products, or services offered through them.

The information, products, and services offered on or through the Site are provided “as is” and without warranties of any kind, either express or implied. To the fullest extent permissible pursuant to applicable law, we disclaim all warranties, including implied warranties of merchantability and fitness for a particular purpose.

You agree at all times to indemnify and hold harmless Honorable Memorial Insurance Agency, LLC, its affiliates, and their respective officers, directors, agents, and employees from any claims, causes of action, damages, liabilities, costs, and expenses arising out of or related to your breach of any obligation, warranty, or representation under these Terms of Service.

Section 05

No Legal or Financial Advice

Information provided by Honorable Memorial through our website, SMS communications, or consultations is for general informational purposes only and does not constitute legal, financial, or tax advice. VA benefit eligibility and pre-need planning decisions should be made in consultation with qualified professionals.

Section 06

Registration & Passwords

To access certain features of the Site you may be required to register and create an account. You agree to provide accurate, current, and complete information during the registration process. You are responsible for maintaining the confidentiality of your login credentials and for all activities conducted under your account. If you suspect unauthorized use of your account notify us immediately at info@honorablememorial.com.

Section 07

Termination

We reserve the right to terminate or suspend your access to the Site, without notice, if we determine that you have violated these Terms of Service or engaged in conduct that we deem inappropriate or unlawful. Upon termination you must cease all use of the Site and any content obtained from it.

Section 08

Governing Law & Dispute Resolution

These Terms of Service shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any dispute arising under these Terms shall be resolved exclusively through binding arbitration in Riverside County, California..

Section 09

Changes to Terms of Service

We may update these Terms of Service from time to time. The latest version will always be available on our website with the effective date.

Section 10

Contact Us

If you have questions or concerns about this Privacy Policy, please contact us:

By using our website and services, you consent to these Terms of Service.