LEGAL

Terms of Service

Last updated: April 10, 2026 · Honorable Memorial Insurance Agency, LLC

Agreement to Terms
By accessing our website, submitting a contact form, or communicating with Honorable Memorial Insurance Agency, LLC through any channel — including SMS — you agree to be bound by these Terms of Service. Please read them carefully. If you do not agree, please do not use our services.
Section 01

About Our Services

Honorable Memorial Insurance Agency, LLC (“Honorable Memorial,” “we,” “us,” or “our”) provides pre-need burial and cremation planning services specializing in Veterans and their families. Our services include free consultations, guidance on VA burial benefits, and personalized pre-need planning arrangements.

We are licensed by the California Department of Insurance (CA License #0B80688). Our services are available to residents of California and other states where we are authorized to operate.

Section 02

SMS Messaging Terms

SMS Consent & Opt-In

By checking the SMS consent checkbox on our contact form or Facebook Lead Ad, you expressly consent to receive automated text messages from Honorable Memorial for the purpose of lead qualification and appointment scheduling. Consent is not a condition of purchase.

By opting in to our SMS communications, you agree to the following:

  • Message Types: Non-marketing lead qualification and appointment scheduling messages only
  • Message Frequency: Message frequency varies based on your inquiry and responses
  • Message & Data Rates: Standard message and data rates may apply depending on your mobile carrier plan
  • Opt-Out: Reply STOP at any time to unsubscribe from all SMS messages. You will receive one confirmation and no further texts
  • Help: Reply HELP for assistance or contact us at (855) 920-7233
  • Carriers: Carriers are not liable for delayed or undelivered messages

Supported carriers include but are not limited to: AT&T, T-Mobile, Verizon, Sprint, Boost Mobile, MetroPCS, and U.S. Cellular.

Section 03

Use of Our Website

You agree to use our website only for lawful purposes and in a manner that does not infringe the rights of others. You may not:

  • Use the website to transmit harmful, offensive, or misleading content
  • Attempt to gain unauthorized access to any part of the website or its systems
  • Use automated tools to scrape, crawl, or extract data from our website
  • Impersonate any person or entity or misrepresent your affiliation with any person or entity

Section 04

No Legal or Financial Advice

Information provided by Honorable Memorial — whether through our website, SMS communications, or consultations — is for general informational purposes only and does not constitute legal, financial, or tax advice. VA benefit eligibility and pre-need planning decisions should be made in consultation with qualified professionals.

Section 05

Intellectual Property

All content on our website, including text, graphics, logos, and images, is the property of Honorable Memorial Insurance Agency, LLC and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our express written permission.

Section 06

Limitation of Liability

To the maximum extent permitted by law, Honorable Memorial shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, even if we have been advised of the possibility of such damages.

Our total liability to you for any claims arising from these Terms or your use of our services shall not exceed the amount paid by you to us in the twelve (12) months preceding the claim.

Section 07

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the courts of Riverside County, California.

Section 08

Changes to These Terms

We reserve the right to update or modify these Terms of Service at any time. Changes will be effective upon posting to our website. Your continued use of our services after any changes constitutes your acceptance of the updated Terms. We encourage you to review these Terms periodically.

Section 09

Contact Us

If you have questions or concerns about this Privacy Policy, please contact us: